Buying With The Holmes Team

Hi, Jason Holmes here with the Holmes Team Real Estate Agent with my wife Annette here in the Phoenix area, and I get asked this question all the time, why should I buy with you guys? My answer is pretty much always the same. Number one, you're getting two agents for the price of one. You're getting a team, and then that doesn't even include our colleagues that help us out when we need, but more importantly, there's a ton of good agents out.

But I think one thing that sets me and Annette apart and what we do is, besides just our wealth of knowledge and our past experience and our past careers and, and law and teaching and finance, we were dedicated buyers agents for many years on a team ourselves. We worked with a ton of buyers, and then even more so.

When I do the vast majority of the showings, I handle the vast majority of our buyers. When I walk into a house with my buyers, while they're looking at all the pretty stuff, you know, seeing if it's the right floor plans, is the space work for them, I'm trying to find what are the things that are potential red flags or issues with this home that I need to make sure I bring them back down to kind of back down to reality.

Thinking more clearly, especially on like renovated homes. There's so many bad flips out there and that sort of thing, and take that task to heart. I want to make sure that I do everything I can so that at the end of the day our clients are in the right home. We want nothing more than to bring you guys onto the team with us.

So we'd love to team up together with you, bring you onto our team, get to work, and find you the right home.

Buying a home should be one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first-time homebuyer’s guide created by our team will reduce the stress of buying a home and help you enjoy the journey.

Decide which communities, home features, and property types you and your family prefer. Have candid conversations about which of these characteristics are required, and which are “nice to have” in your next home.

Prequalification is a great start for understanding your purchasing power, but it’s not the only factor. A lender may pre-approve you for more than you’re comfortable spending, which is why the budget you compiled in step two is so important. The opposite can also happen, where you believe you can afford a certain payment every month, but the bank doesn’t agree. This often happens when you’re new to your job, have insufficient credit, or have bankruptcies or other financial issues in your history.

You’re not required to stick with this lender when you ultimately finance your purchase, but this process is a great way to vet mortgage providers. Also, a prequalification letter can make you a more competitive candidate in multiple-offer situations.

Finding the perfect home and navigating the purchase process can be daunting. Leverage our knowledge and expertise and enjoy your personalized real estate journey.

Your agent will arrange showings of properties that meet your specific criteria and price range, taking note of your likes and dislikes to further refine their search parameters. They’ll help you explore the details — from storage to light switches to the flow of a home — and understand the pros and cons of the options in front of you. They’ll also help you make time to explore the neighborhood and examine elements like local traffic at different times of the day, parking options, and proximity to neighborhood amenities like schools and grocery stores.

Once you have selected the perfect home and have your finances in order, your agent will help you craft a fair offer price based on the value of comparable homes on the market. You’ll also work through details such as timing, contingencies, and fees. After your agent submits the offer on your behalf, they will help you negotiate counteroffers and reach an agreement with the seller. At this point, the house will go into escrow.

The appraisal ensures that you are paying a fair price for the house. Your mortgage provider will hire an appraiser to inspect the property and offer an independent opinion of its value. Sometimes, appraisals may come in too low, which can impact the amount of money the bank is willing to lend. In this case, your agent can help you determine next steps and navigate the appeal process.